Terms & Conditions

Effective Date: July 26, 2026  •  Last Updated: July 26, 2026

Section 1: Binding Legal Contract and User Consent

These Terms and Conditions of Use (hereinafter “Terms”) constitute a legally binding agreement between you, the user, and Shankar Ninan & Co. LLP (hereinafter the “Firm”), governing your access to and use of InjuryHub.com. By accessing, browsing, submitting files, or otherwise engaging with the platform, you unconditionally accept and agree to be bound by these Terms, which incorporate our Part I Privacy Policy in full. If you do not agree to these Terms, you must immediately cease using this Website.

Section 2: Description of Screening & Referral Services

The Website is limited strictly to providing claims screening, vetting, and referral facilitation services for New Jersey personal injury matters. The services do not constitute the rendering of legal advice or the establishment of legal representation on behalf of the user for your accident claim, nor the direct legal representation of your personal interests.

Section 3: Strict Exclusion of Attorney-Client Relationship With the Firm

You explicitly agree and understand that using the Website, submitting an injury form, uploading files, or exchanging phone calls, text messages, or emails with the Firm or its agents does NOT create an attorney-client relationship between you and Shankar Ninan & Co. LLP for your personal injury claim. The Firm does not act as your legal counsel, does not represent you in negotiations or court, and has no duty to protect your legal claims or file lawsuits. An attorney-client relationship will arise only if and when you sign a separate formal representation agreement with the independent New Jersey trial attorney to whom you are referred.

Section 4: Referred Counsel Are Completely Independent Third Parties

You acknowledge that any New Jersey Certified Civil Trial Attorney or independent law firm to whom you are introduced is a completely independent legal practitioner. They are not employees, partners, agents, or joint-venturers of Shankar Ninan & Co. LLP. The Firm exercise no control, supervision, or direction over referred counsel’s legal services, case management, or legal representation. Accordingly, the Firm hereby disclaims all liability, joint or several, for any legal representation, advice, actions, or omissions of referred counsel, and you agree to defend, indemnify, and hold the Firm entirely harmless from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to any disputes with, or actions or omissions of, referred counsel.

Section 5: Contingency Fee & Referral Fee Disclosures under NJ Court Rules

In accordance with New Jersey Court Rules, specifically Rule 1:39-6(d) governing referral fees, the independent referred Certified Civil Trial Attorney may pay a referral fee to Shankar Ninan & Co. LLP upon the successful resolution of your personal injury claim. You explicitly understand that: (a) this referral fee is paid directly from referred counsel’s standard contingency fee; (b) it does NOT increase the total legal fees or contingency rate billed to you; and (c) the payment of this fee is made in strict compliance with the ethical rules and professional requirements of the State of New Jersey. By accepting these Terms, you hereby provide your informed written consent to this referral fee arrangement as required under applicable New Jersey Court Rules.

Section 6: Platform Eligibility and User Authority

By utilizing this platform, you represent, warrant, and certify that you are at least 18 years of age, or are the parent, legal guardian, or legally authorized representative of the individual whose injury claims you are submitting. You further certify that your inquiry relates to a bona fide potential personal injury claim occurring within or otherwise governed by the laws of the State of New Jersey.

Section 7: Truthful User Submissions and Document Uploads

You agree that all information, files, records, and descriptions you submit are entirely truthful, current, and complete. By submitting any content through the Website, you grant the Firm a non-exclusive, royalty-free, worldwide license to use, reproduce, store, transmit, and display such content solely for the purposes of intake screening, case vetting, referral facilitation, and the Firm’s recordkeeping and legal compliance obligations. You are prohibited from submitting false, misleading, fraudulent, defamatory, or infringing content. You understand that the Firm and potential referred trial attorneys will rely on your submissions in evaluating your case’s viability, and you remain solely liable for any inaccuracies or misrepresentations in your uploaded records.

Section 8: Intellectual Property and Platform Proprietary Rights

All intellectual property, branding, copy, web design, text, databases, code, and graphical elements of InjuryHub.com are the sole and exclusive property of Shankar Ninan & Co. LLP and are protected by applicable trademark, trade name, and copyright laws. You receive only a limited, revocable, non-exclusive license to use the platform for personal, non-commercial purposes. You are strictly prohibited from copying, scraping, reproducing, modifying, or creating derivative works from any content on this Website without express prior written permission from the Firm.

Section 9: Prohibited Platform Conduct

You agree not to: (a) upload malware, viruses, trojans, or malicious code; (b) use automated bots, spiders, or scripts to access, scrape, or index the platform; (c) attempt to disrupt, compromise, or bypass the server security of our document upload portals; or (d) use our intake channels to transmit unsolicited advertising, spam, or harassing communications.

Section 10: Absolute Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ALL VETTING, SCREENING, AND REFERRAL facilitation SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. THE FIRM HEREBY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ACCURACY. THE FIRM DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Section 11: Direct and Indirect Limitations of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SHANKAR NINAN & CO. LLP, ITS MEMBERS, PARTNERS, EMPLOYEES, AGENTS, OR ITS CEO, GIGIO NINAN, ESQ., BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR ENHANCED DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, LOSS OF USE, OR CASE DEREGISTRATION, ARISING OUT OF OR IN CONNECTION WITH THE WEBSITE, THE PRIVACY POLICY, THESE TERMS, OR YOUR USE OF OUR SERVICES, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE. THE TOTAL AGGREGATE LIABILITY OF THE FIRM FOR ANY CLAIM ARISING UNDER THESE TERMS SHALL NOT EXCEED FIVE HUNDRED DOLLARS ($500.00).

Section 12: Governing Law (State of New York)

These Terms, the Privacy Policy, your use of the Website, and any legal claim, dispute, or controversy arising out of or relating to our screening and referral services shall be governed by, and construed in accordance with, the domestic laws of the State of New York, without giving effect to any principles of conflict of laws; provided, however, that the foregoing choice of law shall not be construed to limit the applicability of the New Jersey Rules of Professional Conduct or New Jersey Court Rules governing attorney referral fees and professional obligations.

Section 13: Forum Selection (New York, NY)

Subject to the mandatory arbitration provisions in Section 14 below, any formal legal action or proceeding arising out of or relating to the Website or these Terms shall be brought exclusively in the state or federal courts located in New York, New York, and you hereby consent to the personal jurisdiction and venue of such courts, waiving any objections based on forum non conveniens.

Section 14: Arbitration Agreement, Class Waiver, and Jury Waiver

Please read this Section carefully, as it requires you to arbitrate disputes and limits your legal remedies.

14.1 Informal Negotiation First: Before commencing any formal arbitration or court action, you and the Firm agree to provide the other party with written notice of the dispute. Notice to the Firm shall be sent to the address specified in Section 20; notice to you shall be sent to the most recent address or email you provided through the Website. The parties shall engage in good faith negotiations for at least thirty (30) days to attempt to resolve the dispute informally.

14.2 Mandatory Binding Arbitration: If the dispute remains unresolved after thirty (30) days, any controversy, claim, or dispute arising out of or relating to the Website, your intake data, the Privacy Policy, these Terms, or our referral services shall be resolved exclusively by final and binding individual arbitration in New York, New York, administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect. The arbitration shall be conducted in English on an individual basis only.

14.3 Absolute Class Action Waiver: TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AND THE FIRM AGREE THAT ANY PROCEEDING WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT AS A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU EXPLICITLY WAIVE ANY RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER IN ANY PURPORTED CLASS WORKFLOW.

14.4 Jury Trial Waiver: YOU AND THE FIRM KNOWINGLY, VOLUNTARILY, AND UNCONDITIONALLY WAIVE ANY CONSTITUTIONAL OR STATUTORY RIGHT TO A JURY TRIAL IN ANY COURT LITIGATION ARISING OUT OF OR RELATING TO THIS PLATFORM OR AGREEMENT.

Section 15: Document Modifications and Platform Severability

The Firm reserves the right, in its sole discretion, to revise, modify, or update these Terms and the Privacy Policy at any time. All such modifications will be posted to this page with an updated “Last Updated” date. For material changes, the Firm will use commercially reasonable efforts to provide at least fifteen (15) days’ advance notice via the Website or email prior to the effective date, and your continued use of the platform after the updated terms become effective constitutes absolute acceptance of the updated terms. If any provision of these Terms is deemed illegal, invalid, or unenforceable by an arbitrator or court of competent jurisdiction, such provision shall be severed, and the remaining provisions of these Terms shall remain in full force and effect.

Section 16: Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and the Firm regarding your use of the Website and supersede all prior or contemporaneous understandings, representations, or communications, whether oral or written. No failure or delay by the Firm in exercising any right shall operate as a waiver of that or any other right.

Section 17: Survival

All provisions that by their nature should survive termination or cessation of your use of the Website — including, without limitation, the disclaimers of warranties, limitations of liability, hold-harmless and indemnification obligations, arbitration, class-action and jury-trial waivers, governing law, and intellectual property provisions — shall survive.

Section 18: Record of Acceptance

The Firm may record and retain electronic evidence of your acceptance, including the date and time of acceptance, the IP address and device used, the version of the Terms and Privacy Policy accepted, and related metadata. You agree that such records constitute presumptive evidence of your agreement to be bound by these Terms and the Privacy Policy, and you waive any objection to the admissibility or authenticity of such records solely on the basis that they are electronic.

Section 19: Irrevocable Consent

Your acceptance is knowing and voluntary with respect to any inquiry, submission, or data transmitted prior to or during your use of the Website. Withdrawal of consent, if any, shall apply only prospectively and shall not affect the Firm’s rights, disclosures, or referral facilitation already undertaken in reliance on your acceptance, nor shall it require the Firm to retrieve or recall data previously shared with referred counsel.

Section 20: Contact Information for Formal Legal Notices

All formal legal notices, questions, or correspondence regarding this agreement must be submitted to the Firm’s principal offices in writing to: Shankar Ninan & Co. LLP, Attn: Gigio Ninan, CEO, 505 8th Avenue, Suite 1801, New York, New York 10018.

Section 21: Electronic Acceptance

By clicking “I Agree,” checking the acceptance box, submitting an intake form, or otherwise accessing or using the Website, you acknowledge that you have read, understood, and agree to be legally bound by this Comprehensive Website Privacy Policy and these Terms and Conditions of Use in their entirety. You further agree that your electronic acceptance has the same legal force and effect as a handwritten signature and constitutes a valid, binding, and enforceable agreement under the federal E-SIGN Act and applicable state law. No physical signature is required.